Columbia CD Rates

High CD rates can really make your earnings add up, and have an extremely beneficial effect on your finances. After all, that’s the goal, right? Columbia Banking Rates researches the highest cd rates so you don’t have to – you’ve already worked hard enough as it is. Get some assistance when it comes to securing your financial future.

Get Best Rates

Investing in CDs isn’t the only smart investment strategy, of course. Columbia Banking Rates can also help you find the most competitive money market rates and IRA rates that are available. Columbia is often called “The Big Friendly.”
Columbia Banking Rates wants to live up to that reputation by helping you get what you need.

Current Columbia CD Rates News

 

Best Columbia CD Account Rates

Featured RateBank / Credit UnionAccount Type
1.80%
As of August 30, 2010

View Rate Details
Discover Bank
Discover Bank
CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
1.50%
As of September 1, 2010
View Rate Details Carolina Collegiate Credit UnionCD Account
Bank / Account TypeRate ChangeDate
 

Types of Investment Income

The most difficult, and important, decision to make when investing your hard-earned money is which type of investment account should you choose. Certificate of deposits mature at a fixed rate on a fixed length of time, so you know what you’re getting up front. Mutual Funds may give a higher return, but are risky because they rely on the success of the stock market and the choices of the firm doing the investing on your behalf. Be sure to do your research on Columbia Banking Rates before you decide.

Common types of investment income accounts:

  • Certificate of Deposits (CDs)

  • IRAs
  • Savings Bonds
  • Stock and Mutual Funds
  • Money Market Accounts (MMAs)

No matter what type of investment you decide to make, or even if you’re just seeking more information to help you make the right decision, Columbia Banking Rates can help make that decision easier.

Submit your information today to learn more and see available rates for CD rates and investments.

Best CD Rates, IRAs and Investments in Columbia

Columbia Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Columbia credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Columbia Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Columbia, SC

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Columbia Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

More From Our Partners

Check Rates in These Cities Near Columbia:

Serving the Following Columbia Zip Codes:

SumterSpartanburgNorth Myrtle Beach
CharlestonFlorenceMount Pleasant
Hilton Head IslandGreenvilleMyrtle Beach
29201 29202 29203 29204 29205 29206 29207 29208 29209 29210 29211 29212 29214 29215 29216 29217 29218 29219 29220 29221 29222 29223 29224 29225 29226 29227 29228 29229 29230 29240 29250 29260 29290 29292

Other Columbia Specials: Columbia Insurance Rates