Best Columbia, SC CD Rates: 12-Month Term
If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.
Today’s 1-Year CD Rates in Columbia, SC
To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Columbia right now:
Number of Accounts Available: 3
Highest Rate: 0.85% APY
Lowest Rate: 0.61% APY
Average Rate: 0.7% APY
Where the Highest 12-Month CD Rates are Located
The following are the local Columbia banks and credit unions that are currently offering the highest 12-month CD interest rates:
- Safe Credit Union South Carolina: 0.85%
- Carolina Collegiate Credit Union: 0.65%
- Palmetto Health Credit Union: 0.61%
These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Columbia CD Rates page.

