Top Columbia Mortgage Rates This November

Have falling home values enticed you into buying a new house? Current prices may be low, but don’t forget to research Columbia mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Columbia, SC

Depending on the kind of home loan you go with, the interest rates offered will vary. However, whether you end up with a adjustable or fixed rat, there is a lender with an affordable interest rate in Columbia for you. Below are the local lenders currently providing the best mortgage rates this month:

Best Fixed Mortgage Rates in Columbia

15-Year Fixed

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• South Carolina Federal Credit Union: 3.13%
• • Orig. Fees: 1%
  • Points: 0.4


• First Citizens Bank & Trust Company, Inc: 3.25%
• • Orig. Fees: 1%
  • Points: 0

30-Year Fixed

• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• First Citizens Bank & Trust Company, Inc: 4%
• • Orig. Fees: 1%
  • Points: 0

Lowest Columbia ARM Rates

3/1 ARM

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• First Community Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these mortgage rates are accurate as of November 2011, but may change at any time. Additionally, borrowers may be subject to additional requirements or credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.