Where to Get the Best Columbia Mortgage Rates on an ARM

If you are interested in buying a home, but conventional fixed rate mortgages aren’t for you, try looking at an adjustable rate mortgage instead. ARMs work differently than fixed home loans, and presently, you could find an exceptionally competitive interest rate on one.

We’ve showcased the very best Columbia mortgage rates available for adjustable rate mortgages near you. Find out where you can get your hands on a great rate in your city.

Top Columbia, SC ARM Rates

Whether you opt for a traditional financial institution, a credit union or are thinking about financing online, there are a multitude of options available:

Best Columbia Mortgage Rates: 3/1 ARM

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• First Community Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Security Federal Bank: 5.38%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Columbia: 5/1 ARM

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Navy Federal Credit Union: 2.88%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• TD Bank, National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these rates with the lender before you apply. Mortgage rates are accurate as of October 15, 2011, but are subject to change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Columbia mortgage rate.