When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts.
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Columbia, you can save quite a bit of money and help you and your family achieve your financial goals.
With so many banking account options today, you can have your pick of the best available rates in Columbia. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?”
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
April is here, and it’s a great time to ramp up your savings to prepare for summer by finding the highest interest rates in Columbia.
Below you will find a list of the top Columbia Banking Rates financial institutions with the best interest rates in Columbia today. Find out where you can obtain the highest rates and get your savings back on track.
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Columbia, SC. Columbia Banking Rates has put together a list of the top Columbia interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:
It’s getting close to the end of March and CD rates in Columbia have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Columbia 6-Month CD Rates
Saving money takes discipline and patience, but now is the perfect time to get started if you haven’t yet. The holiday season is over and some of the highest savings rates in the nation can be found right in your own neighborhood. If you’d like to start earning more on your savings, you’ll need to find the highest savings rates in Columbia.
Columbia Banking Rates seeks to help all those living in the thriving city of Columbia, the “Big Friendly,” and those who are thinking about moving there, as the comprehensive source for finding the best possible deals.
Columbia Banking Rates has the information you need to start making considerable rate savings now:
| Featured Rate | |
|---|---|
|
CIT Bank
 |
1.10%
Date: May 14, 2012
|
|
Ally Bank
|
1.09%
Date: May 15, 2012
|
| Highest Rates Recent Rate Changes | |
| Safe Credit Union South Carolina 2 Year CD Account |
0.85%
Date: May 10, 2012
|
| Palmetto Health Credit Union 2 Year CD Account |
0.85%
Date: May 2, 2012
|
| Palmetto Citizens Credit Union 2 Year CD Account |
0.80%
Date: May 8, 2012
|
| Carolina Collegiate Credit Union 2 Year CD Account |
0.40%
Date: Apr 27, 2012
|
| Palmetto Citizens Credit Union Savings Account |
0.41% to
0.40% Date: May 8, 2012
|
